Economic Moats – Part 3 of 3

In the previous articles on economic moats, we learnt how companies can create lasting competitive advantages and why it is important to invest in companies that possess these. In this final article of the series, I will be sharing where to find economic moats and other pertinent things to look out for. Finding Moats One…

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Economic Moats – Part 2 of 3

In last week’s article we covered the value proposition of economic moats, the four horsemen of false moats and two examples of sustainable competitive advantages. In this article, I will be going through two more economic moats that are extremely hard to breach. Moat 3: Network Effect The network effect is by far one of…

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Economic Moats – Part 1 of 3

Like a deep, broad trench that protects medieval castles from invaders, economic moats protect businesses from competitors, allowing them to prosper. In this three part series, I will be sharing why finding economic moats should be central to an investor’s analysis, examples of sustainable moats, where to find them, how to identify them and other…

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Common Stocks and Uncommon Profits

Despite being a classic, “Common Stocks and Uncommon Profits” remains one of the best investment books I have read as it contains many timeless principles on how to profit from the stock market. Here, I will share some of Philip Fisher’s most valuable insight on assessing whether a company is a suitable investment. Scuttle-buttling A…

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Multi-baggers: InMode

InMode is an Israeli company that develops and markets energy-based, minimally-invasive medical treatment in three main aesthetics market. Namely face and body contouring, medical aesthetics and women’s health. InMode seeks to fill a “treatment gap” which comprises of patients who are in the age range of 35-60 years old looking for comparable results to plastic…

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Buy Right And Hold On Or Buy Low Sell High?

Buy low sell high, duh! Everyone knows that that is the way to make money in the stock market. You buy something for less than what it is worth and attempt to sell it at a higher price in the future. Yet, many investors have taken this saying out of context, creating this misguided notion…

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Inflation, Interest Rates and Time Value of Money

Given the recent jitters in the markets driven by inflation data, talks about tapering and rising interest rates, I thought I’d write an article discussing the issue at hand. Don’t get me wrong, I have previously shared about the futility of attempting to predict macroeconomic trends and my view has not changed. However, it is…

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Two Things I Wish I Knew Before I Started Investing

It has been slightly more than a year since I started investing which so happens to coincide with an unprecedented period in the stock market. However, this makes for an excellent environment to learn. In what can be considered a short span of time in the grand scheme of things, I have truly learnt a…

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Three Lessons From A Singaporean Favourite Game

Apart from red packets and delicious snacks, there is one other thing that everyone look forward to during the Lunar New Year. It’s Mahjong! On top of being a good game to stimulate your brain and catch up with your relatives and friends, this household favourite game yields many lessons about investing and life. Lesson…

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Supplementary Retirement Scheme – The $1 Hack!

“Top up $1 to your Supplementary Retirement Scheme (SRS) account to lock-in your retirement age!” Some of you may have heard about this hack from your savvy friends. This article is a complete guide on what the SRS is and why everyone should make use of this $1 SRS hack. What is the Supplementary Retirement…

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Change And Uncertainty

“The only constant in life is change.” – Heraclitus, Greek philosopher The everchanging and unpredictable nature of markets is a going concern that stresses many investors out. Perhaps we have an innate desire for order and predictability, which explains why uncertainty and change make us uneasy. Whatever the reason, given that change and uncertainty is…

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Three Lessons From “Thinking Fast And Slow”

Many often associate rational thinking with investing. However, cognitive biases are in fact widespread amongst investors, limiting their ability to make the optimal decisions. In this article, I share three lessons from Daniel Kahneman’s “Thinking Fast and Slow” that we investors can learn from. 1. The Illusion of Understanding In his book, Kahneman explains that…

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5 Myths About The Stock Market

Maybe you’ve read my previous articles and are convinced that investing is a necessity. However, there are just a few things you have heard that are stopping you from taking that first step. This article seeks to debunk 5 myths about the stock market. 1. The professionals know better Many think that we should leave…

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4 Reasons Why You Should Invest

Still on the fence about whether to invest? In this article, I will make the case of why investing is essential, and perhaps even necessary for most of us. The first reason why you should invest is because earning and saving is only half of the equation to building wealth over the long term. When…

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Resources I Use to Improve My Financial Literacy

In today’s digital age, there is a wealth of free information online, available to everyone who has an internet connection. This makes it possible to learn almost anything on the internet. As a firm believer in independent lifelong learning, I will be sharing about the resources I used to improve my financial literacy in this…

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How To Begin Your Journey To Financial Independence

Financial management is an all important skill in life that I believe should be taught in every school. The fact that this important life lesson is not taught in school is what motivated me to create this blog. For this reason, I am very excited to be sharing about how to begin your journey to…

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Making The Most Of 2 Years Of National Service

“I could be working and earning $12 per hour” “I could be doing an internship” “I could have gone to University 2 years earlier” These are just some of the complaints about the high opportunity cost of National Service (NS) in Singapore (I myself am guilty of saying these at times). However, as NS is…

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