The Resilient Investor

Black Swans are events that come as a surprise but have a major and disproportionately huge effect. In his book, “The Black Swan”, Nassim Nicholas Taleb argues that in today’s increasingly winner-takes-all world, Black Swans are becoming more frequent. Though not always bad, some Black Swans can lead to severe market crashes (most notably the…

Keep reading

Diversification – Wisdom Or Folly?

Diversification is perhaps one of the most highly contested topics amongst investors. Many super investors are of the opinion that diversification is the guaranteed road to being average. Warren Buffet once said “Diversification is a protection against ignorance… Makes very little sense for those who know what they’re doing.” However, there are many other world…

Keep reading

Three Fund Portfolio – For Lazy Singaporeans

For those who have been following my website for a while, you will know that I am a huge proponent of passive investing. This strategy involves buying and holding ETFs that track a broad index. The philosophy behind this strategy is encapsulated in this quote from John Bogle, the founding father of modern day index…

Keep reading

Real Estate Investment Trusts (REITs)

The Singapore Stock Exchange hosts a vibrant ecosystem of Real Estate Investment Trusts (REITs). From homegrown names such as CapitaLand to foreign REITs such as Manulife US, there is a plethora of REITs for us to pick from. In this article, I will cover the basics of REITs and what makes them a great investment…

Keep reading

4 Common Investing Mistakes

When I first dipped my toes into investing, I made many mistakes. These mistakes have cost me much in terms of realised losses and profits forgone. Yet, I am glad that I have made these mistakes when I am young and can afford to. This gives me the opportunity to learn from them and avoid…

Keep reading

7 Timeless Concepts From “The Intelligent Investor”

Written by the founding father of value investing, Benjamin Graham, The Intelligent Investor has been considered the bible of stock investing ever since it was first published. While some ideas are may no longer be relevant today, many have withstood the test of time. Here are 7 timeless concepts from The Intelligent Investor. 1. What…

Keep reading

Irish Domiciled ETFs

If you have read my previous posts, you will know that I am a proponent of passive investing (AKA buy and hold ETFs). In this article I will be sharing the ETFs I personally dollar cost average into, which are known as Irish Domiciled ETFs. Without further ado, let us jump right in. What are…

Keep reading

How To Invest Your First Dollar

One way to set yourself up for financial success in the future is to build a diversified investment portfolio and take advantage of compound interest. This is a beginner’s guide on how to channel your income from part time jobs and side hustles towards investing for your future. This article is written in collaboration with…

Keep reading

How to Start Investing With A Small Capital

If you have read my other post on The 8th Wonder of the World – Compound Interest, you would have understood the importance of investing as early as possible. However, there can be many reasons that impede one from investing early. Common reasons include lack of time, money and knowledge. Thus, I am going to…

Keep reading

Compound Interest – The 8th Wonder of The World

The story I am about to share with you showcases the beauty of the 8th wonder of the world – compound interest. In essence, compound interest is earning interest on interest. It is an all important concept to investing and it is necessary for every investor to understand its effects if he/she desires to be…

Keep reading

Dollar Cost Averaging

Dollar cost averaging refers to an investment strategy in which an investor divides up the total sum to be invested across periodic purchases of the target asset in order to reduce the impact of volatility on the overall purchase. This is a popular strategy used by many to reduce the impact of unavoidable and unpredictable…

Keep reading